The Practice of Lending A Guide to Credit Analysis and Credit Risk (2024)

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The Practice of Lending A Guide to Credit Analysis and Credit Risk

Terence M Yhip, Bijan M. D Alagheband Published in 2020

Part I. The Criteria-based Approach to Credit Assessment and Crdit Rating -- Chapter 1. Credit Analysis and Credit Management -- Chapter 2. Financial Statement Analysis -- Chapter 3. The Criteria-b... show more

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  • Terence M Yhip
  • Bijan M. D Alagheband

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  • Banking
  • Banks and banking
  • Business Finance
  • Business enterprises—Finance
  • Investment banking
  • Investments and Securities
  • Risk Management
  • Risk management
  • Securities

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Permalink:
https://lib.ugent.be/catalog/ebk01:4100000010473994
Title:
The Practice of Lending [electronic resource] : A Guide to Credit Analysis and Credit Risk / by Terence M. Yhip, Bijan M. D. Alagheband.
ISBN:
9783030321970
Author:
Yhip, Terence M. author. (Author) (role)http://id.loc.gov/vocabulary/relators/aut
Alagheband, Bijan M. D. author. (Author) (role)http://id.loc.gov/vocabulary/relators/aut
Corporate author:
SpringerLink (Online service)
Edition:
1st ed. 2020.
Description:
XXVI, 451 p. 53 illus., 43 illus. in color. online resource.
Note:
Springer Nature eBook
Contents:
Part I. The Criteria-based Approach to Credit Assessment and Crdit Rating -- Chapter 1. Credit Analysis and Credit Management -- Chapter 2. Financial Statement Analysis -- Chapter 3. The Criteria-based Approach to Credit Assessment and Credit Risk Rating -- Chapter 4. The Building Blocks of Credit Analysis and Credit Risk Rating -- Chapter 5. How it all Fits -- Chapter 6. Credit Risk Analysis and Credit Risk Rating of Commercial Real Estate -- Chapter 7. Bank Credit Risk Analysis and Bank Credit Rating -- Part II. Statistical Methods on Credit Scoring -- Chapter 8. Statistical Methods of Credit Risk Analysis -- Chapter 9. Statistical Methods of Country Debt Crisis -- Part III. Credit Management -- Chapter 10. Credit Monitoring and Compliance -- Chapter 11. Problem Loan Management.
Summary:

This book provides a comprehensive treatment of credit risk assessment and credit risk rating that meets the Advanced Internal Risk-Based (AIRB) approach of Basel II. Credit risk analysis looks at many risks and this book covers all the critical areas that credit professionals need to know, including country analysis, industry analysis, financial analysis, business analysis, and management analysis. Organized under two methodological approaches to credit analysis—a criteria-based approach, which is a hybrid of expert judgement and purely mathematical methodologies, and a mathematical approach using regression analysis to model default probability—the book covers a cross-section of industries including passenger airline, commercial real estate, and commercial banking. In three parts, the sections focus on hybrid models, statistical models, and credit management. While the book provides theory and principles, its emphasis is on practical applications, and will appeal to credit practitioners in the banking and investment community alongside college and university students who are preparing for a career in lending.

Dewey:
658.155 23
Subject:
Risk management.
Banks and banking.
Investment banking.
Securities.
Business enterprises—Finance.
Risk Management. https://scigraph.springernature.com/ontologies/product-market-codes/612040
Banking. https://scigraph.springernature.com/ontologies/product-market-codes/626010
Investments and Securities. https://scigraph.springernature.com/ontologies/product-market-codes/626020
Business Finance. https://scigraph.springernature.com/ontologies/product-market-codes/512000
E-Location:
https://doi.org/10.1007/978-3-030-32197-0
Also available as:
Printed edition: 9783030321963
Printed edition: 9783030321987
Printed edition: 9783030321994
Object id:
10.1007/978-3-030-32197-0
Permalink:
https://lib.ugent.be/catalog/ebk01:4100000010473994
MLA:
Yhip, Terence M, and Bijan M. D Alagheband. The Practice of Lending: A Guide to Credit Analysis and Credit Risk. 1st ed. 2020. .
APA:
Yhip, T. M, & Alagheband, B. M. D. The Practice of Lending: A Guide to Credit Analysis and Credit Risk. 1st ed. 2020. .
Chicago:
Yhip, Terence M., and Bijan M. D Alagheband. The Practice of Lending: A Guide to Credit Analysis and Credit Risk. 1st ed. 2020.
RIS:
TY - BOOKUR - http://lib.ugent.be/catalog/ebk01:4100000010473994ID - ebk01:4100000010473994ET - 1st ed. 2020.LA - engTI - The Practice of Lending A Guide to Credit Analysis and Credit RiskPY - 2020SN - 9783030321970AU - Yhip, Terence M. author. (role)aut (role)http://id.loc.gov/vocabulary/relators/autAU - Alagheband, Bijan M. D. author. (role)aut (role)http://id.loc.gov/vocabulary/relators/autAB - Part I. The Criteria-based Approach to Credit Assessment and Crdit Rating -- Chapter 1. Credit Analysis and Credit Management -- Chapter 2. Financial Statement Analysis -- Chapter 3. The Criteria-based Approach to Credit Assessment and Credit Risk Rating -- Chapter 4. The Building Blocks of Credit Analysis and Credit Risk Rating -- Chapter 5. How it all Fits -- Chapter 6. Credit Risk Analysis and Credit Risk Rating of Commercial Real Estate -- Chapter 7. Bank Credit Risk Analysis and Bank Credit Rating -- Part II. Statistical Methods on Credit Scoring -- Chapter 8. Statistical Methods of Credit Risk Analysis -- Chapter 9. Statistical Methods of Country Debt Crisis -- Part III. Credit Management -- Chapter 10. Credit Monitoring and Compliance -- Chapter 11. Problem Loan Management.AB - This book provides a comprehensive treatment of credit risk assessment and credit risk rating that meets the Advanced Internal Risk-Based (AIRB) approach of Basel II. Credit risk analysis looks at many risks and this book covers all the critical areas that credit professionals need to know, including country analysis, industry analysis, financial analysis, business analysis, and management analysis. Organized under two methodological approaches to credit analysis—a criteria-based approach, which is a hybrid of expert judgement and purely mathematical methodologies, and a mathematical approach using regression analysis to model default probability—the book covers a cross-section of industries including passenger airline, commercial real estate, and commercial banking. In three parts, the sections focus on hybrid models, statistical models, and credit management. While the book provides theory and principles, its emphasis is on practical applications, and will appeal to credit practitioners in the banking and investment community alongside college and university students who are preparing for a career in lending.ER - 
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Permalink:
https://lib.ugent.be/catalog/ebk01:4100000010473994
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505 a Part I. The Criteria-based Approach to Credit Assessment and Crdit Rating -- Chapter 1. Credit Analysis and Credit Management -- Chapter 2. Financial Statement Analysis -- Chapter 3. The Criteria-based Approach to Credit Assessment and Credit Risk Rating -- Chapter 4. The Building Blocks of Credit Analysis and Credit Risk Rating -- Chapter 5. How it all Fits -- Chapter 6. Credit Risk Analysis and Credit Risk Rating of Commercial Real Estate -- Chapter 7. Bank Credit Risk Analysis and Bank Credit Rating -- Part II. Statistical Methods on Credit Scoring -- Chapter 8. Statistical Methods of Credit Risk Analysis -- Chapter 9. Statistical Methods of Country Debt Crisis -- Part III. Credit Management -- Chapter 10. Credit Monitoring and Compliance -- Chapter 11. Problem Loan Management.
520 a This book provides a comprehensive treatment of credit risk assessment and credit risk rating that meets the Advanced Internal Risk-Based (AIRB) approach of Basel II. Credit risk analysis looks at many risks and this book covers all the critical areas that credit professionals need to know, including country analysis, industry analysis, financial analysis, business analysis, and management analysis. Organized under two methodological approaches to credit analysis—a criteria-based approach, which is a hybrid of expert judgement and purely mathematical methodologies, and a mathematical approach using regression analysis to model default probability—the book covers a cross-section of industries including passenger airline, commercial real estate, and commercial banking. In three parts, the sections focus on hybrid models, statistical models, and credit management. While the book provides theory and principles, its emphasis is on practical applications, and will appeal to credit practitioners in the banking and investment community alongside college and university students who are preparing for a career in lending.
650 a Risk management.
650 a Banks and banking.
650 a Investment banking.
650 a Securities.
650 a Business enterprises—Finance.
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650 2 4 a Banking. 0 https://scigraph.springernature.com/ontologies/product-market-codes/626010
650 2 4 a Investments and Securities. 0 https://scigraph.springernature.com/ontologies/product-market-codes/626020
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950 a Economics and Finance (SpringerNature-41170)
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I am a seasoned financial professional with extensive expertise in credit risk assessment and credit risk rating. My knowledge is rooted in practical applications, supported by a comprehensive understanding of theoretical principles. I have delved into various aspects of credit analysis, including country analysis, industry analysis, financial analysis, business analysis, and management analysis. My expertise spans both hybrid models, which involve a combination of expert judgment and mathematical methodologies, and statistical models, particularly regression analysis for modeling default probability.

I would like to draw attention to a notable resource in the field, the book titled "The Practice of Lending: A Guide to Credit Analysis and Credit Risk" by Terence M. Yhip and Bijan M. D. Alagheband, published in 2020. This book offers a thorough treatment of credit risk assessment and credit risk rating, aligning with the Advanced Internal Risk-Based (AIRB) approach of Basel II. It covers critical areas for credit professionals, presenting a criteria-based approach and a mathematical approach to credit analysis.

The book is organized into three parts:

  1. Part I: The Criteria-based Approach to Credit Assessment and Credit Rating

    • Chapter 1: Credit Analysis and Credit Management
    • Chapter 2: Financial Statement Analysis
    • Chapter 3: The Criteria-based Approach to Credit Assessment and Credit Risk Rating
    • Chapter 4: The Building Blocks of Credit Analysis and Credit Risk Rating
    • Chapter 5: How it all Fits
    • Chapter 6: Credit Risk Analysis and Credit Risk Rating of Commercial Real Estate
    • Chapter 7: Bank Credit Risk Analysis and Bank Credit Rating
  2. Part II: Statistical Methods on Credit Scoring

    • Chapter 8: Statistical Methods of Credit Risk Analysis
    • Chapter 9: Statistical Methods of Country Debt Crisis
  3. Part III: Credit Management

    • Chapter 10: Credit Monitoring and Compliance
    • Chapter 11: Problem Loan Management

The emphasis of the book is on practical applications, making it valuable for credit practitioners in the banking and investment community, as well as for students preparing for a career in lending.

This resource provides insights into risk management, banking, investment banking, securities, business enterprises' finance, and overall risk management principles. It is a comprehensive guide that aligns with industry best practices and regulatory frameworks. The authors, Terence M. Yhip and Bijan M. D. Alagheband, bring a wealth of experience to the subject, making this book a valuable asset in the realm of credit analysis and risk assessment.

For further details, the book is available online with the following reference: .

The Practice of Lending A Guide to Credit Analysis and Credit Risk (2024)

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